HIGHLIGHTS
- What: In this Article banks are in the process of digital transformation Problems and current situation in improving retail banking services are analyzed. Undoubtedly, a personal approach to selling products requires two-way communication, which in the case of financial institutions involves a personal approach aimed at taking appropriate measures to convince the other person . In Table 1 above, the authors provide information about what sources of income are taken into account or not taken into account at all by banks.
- Who: Defender from the Institute, Uzbekistan have published the paper: (TITLE), in the Journal . . .

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