HIGHLIGHTS
- What: This study examines the relationship between individual financial risk tolerance and psychosocial factors (sensation seeking locus of control self-esteem) with the moderating role of spirituality. Through a detailed analysis, the study sheds light on how spirituality acts as a moderator, potentially strengthening or weakening the link between psychological factors and an individual`s willingness to take financial risks. The findings of this study have significant implications for understanding financial decisionmaking, particularly in the context of government employees, a population often characterized by financial stability, structured roles, and defined benefit plans.
- Who: PC from . . .
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