A voluntary deductible in health insurance: the more years you opt for it, the lower your premium?

HIGHLIGHTS

• who: K. P. M. Winssen from the Institute of Health Policy and Management, Erasmus University Rotterdam, Burgemeester Oudlaan, PA Rotterdam, The Netherlands have published the Article: A voluntary deductible in health insurance: the more years you opt for it, the lower your premium?, in the Journal: (JOURNAL)
• what: To test this hypothesis the authors examine which premium patterns would occur under these strategies using data on healthcare expenses and risk characteristics of over 750 000 insured from 6 years. The authors determine the rank of insured in years t - 1, t - 2, t - 3, and . . .
  

   

  

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