HIGHLIGHTS
- who: Bill Maurer from the University of California, Irvine, Irvine, CA, USA have published the research: Postscript: is there money in credit?, in the Journal: (JOURNAL)
SUMMARY
Banks have gone from their position, at least in theory, as intermediaries for productive enterprise, to more consumer-oriented, fee-for-service endeavors. Consumer credit scoring and credit reports themselves have become a product, with snappy commercials and clever marketing campaigns. The ads sometimes point out the relationship between that score and my access to credit, as well as credit's ability to supplement my income . . .
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