HIGHLIGHTS
SUMMARY
More recent meta-studies show that financial education can impact both financial knowledge and financial behavior (Kaiser and Menkhoff, 2017; Kaiser et_al, 2022), or at least some financial behaviors, like record keeping and savings (Miller et_al, 2015). Several studies suggest that effective financial education programs require a combination of transfer of knowledge, skill-building, and increasing motivation to create the desired changes in behavior (Hilgert et_al, 2003; Peeters et_al, 2018). Trainers apply insights from autonomy-supportive teaching (Ryan and Deci, 2000a; Kusurkar et_al, 2011), the stages-of-change model (Prochaska et_al, 1992; Peeters et_al . . .
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