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    Literature Review Behavior of Using Mobile Banking Behavior is a person`s actions in using the product in this study seen from the perceived benefits and perceived ease of use of mobile banking. The hypothesis that will be tested in this study is the effect of perceived benefits and perceived user convenience on the behavior of using mobile banking services. Meanwhile, the influence of each exogenous variable, namely the perceived usefulness (X1) on the behavior of using mobile banking services (Y) is 16.3% and while the variable perceived user convenience (X2) is on . . .

     

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