HIGHLIGHTS
SUMMARY
(Addo et_al, 2016; Dwyer, 2018; Dwyer et_al, 2012; Houle, 2014a; Houle and amp; Addo, 2022; Zaloom, 2019). Black students also are more likely than White students to default on their loans (Gross et_al, 2009; Scott-Clayton and amp; Li, 2016) and experience financial distress because of their loans (Martin and amp; Dwyer, 2021). The second trend of interest is the "rise of women," that is, women`s steady gains in higher education that led to a reversal of the gender gap in college enrollment and completion in the mid-1980s (Buchmann and amp; DiPrete . . .

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