A credit scoring model based on the myers-briggs type indicator in online peer-to-peer lending

HIGHLIGHTS

  • who: Hyunwoo Woo from the Department of Industrial, Republic of Korea have published the article: A credit scoring model based on the Myers-Briggs type indicator in online peer-to-peer lending, in the Journal: (JOURNAL)
  • what: This study proposed an alternative credit scoring model for P2P lending by extracting typical personality types inferred from the borrowers` job category. The authors demonstrate that MBTI plays a role in identifying the significant effects of variables on borrower`s repayment that vary depending on their personalities in credit scoring for P2P lending.
  • how: The authors . . .

     

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