HIGHLIGHTS
SUMMARY
The use of information technologies in everyday life and business processes has been continuously increasing in developed and - which is extremely important - developing economies. According to the theory of enterprise financing, the main sources of funding for new enterprises at their early stages of development are the entrepreneurs` own funds or loans received from their families and friends, i.e. the so-called 3F (founders, family, friends) funding (Berger and amp; Udell, 1998; Richard et_al, 2014). What is important, articles published over the recent years point to crowdfunding as another major source of financing . . .
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