HIGHLIGHTS
SUMMARY
The recent world economic situation has pointed out that SMEs` access to finance is a vital pillar to identify SMEs` sustainable firm performance, in particular labor productivity (Dollar et_al, 2005; Ayyagari et_al, 2008). Frontiers in Psychology | www.frontiersin.org April 2022 | Volume 13 | Article 865733 Access to Finance, Firm Quality, SME Performance institutions influence both enterprises` access to credit and firm performance. Rather they depend more on owner`s equity as internal funds through retained earnings, the lack of access to external finance plays as constraints in such scenario (Romano et_al, 2001; Abor and . . .
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