HIGHLIGHTS
SUMMARY
According to ICCR, lack of credit data is one of the major obstacles to financing individuals and SMEs in developing countries (La Torre et_al, 2010; Owens et_al, 2017). SME`s credit evaluation and addressing constraints of soft information This research gap examines the constraints of soft information in the context of SME credit evaluation. SME credit evaluation and content of soft information A second research gap examines the content of SMEs` soft information, also known as hard and soft information in the context of SME credit evaluation. There is limited evidence of lenders` or . . .
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