HIGHLIGHTS
- What: The research concludes that the use financial technology for payments is an innovative and flexible solution grounded in ijtihad (independent legal reasoning) within Islamic technology fiqh (Islamic jurisprudence related to technology) that provides functional benefits in the context Theoretical Contribution: Research finding the discourse on Islamic jurisprudence by highlighting how financial technology can be integrated into payment systems offering a new approach to Islamic financial practices. significantly streamline payments making the process more accessible and efficient for Muslims in Indonesia. The aims in zakat fundraising can be described in two parts. This research has implications for . . .

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