Measuring the recovery performance of a portfolio of npls

HIGHLIGHTS

SUMMARY

    Non-performing loans (hereafter, NPLs) are, in the main category of loans whose collection by banks is uncertain, exposures in a state of insolvency. In the case of non-performing loans, the uncertainty concerns not only the discount rate but also the amount that will be returned and the time of return. [6], support vector regression, beta regression, inflated beta regression, two-stage model combining beta mixture model with a logistic regression model, and other machine_learning methods. To compare different methods to model the recovery rate, authors give an overview of the existing literature . . .

     

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