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    Students` understanding will encourage them to behave well in managing their own finances in the short and long term (Nirmala et_al, 2022; Coskun and amp; Dalziel, 2020; Herlindawati, 2015). One`s responsibility can be judged from one`s tendency to save money, manage the budget, and control spending (Ramadhan and amp; Asandimitra, 2019; Fahrizal et_al, 2021). Financial attitude is a state of mind, opinion and judgment about finances (Ramadhan and amp; Asandimitra, 2019; Nisa et_al, 2020). The results of the study of Nisa et_al, found that financial attitudes had no effect on financial management . . .

     

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