HIGHLIGHTS
- What: In this paper the reasons for the global rise of digital currencies the characteristics of digital payments and the possible global impact are presented and the possible risks and challenges of digital payments are analyzed as well as how to protect customers` privacy and data and how to improve payment methods based on users` experiences. The focus of this paper is on discussing the impact that digital payments will have on the financial industry comparing and analyzing the advantages and disadvantages and exploring the indirect or direct impact it will have on financial services and money . . .
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