World bank document

HIGHLIGHTS

• who: World Bank Group from the especially that provided by friends and relatives, is positively associated with the sales growth of rural microenterprises that have at least one employee [7]Similarly, Zhang (2008) finds that proxies for reputation and relationships play important roles in explaining usage of formal finance by small firms in Chengdu (one of China`s largest inland cities), even though those factors tend to be more pivotal for access to informal finance. While those studies have focused on the firm as their unit of observation, we examine reliance on informal sources of finance by . . .
  

   

  

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